Earn 50,000 bonus miles + 100 Experience Points (XP) after you make $2,000 in purchases within the first 90 days of account opening.
≈ $650 value
Offer updated Oct 11, 2026
- Annual fee
- $89
- Rewards
- 3x Air France, KLM & SkyTeam airline purchases · 3x dining · 1.5x everything else
$100 in Bilt Cash on approval, no minimum spend required.
Offer updated Oct 11, 2026
- Annual fee
- $0
- Rewards
- up to 4x Bilt partner restaurants · 3x hotels via Bilt Travel · 3x Lyft (linked) · 2x flights via Bilt Travel · 1x everyday purchases & other travel · up to 1.25x rent & mortgage (scales with everyday spend)
Earn 50,000 Bilt Points + Bilt Gold status after you spend $4,000 on purchases (excluding rent or mortgage) in the first 90 days, plus $300 in Bilt Cash on approval.
57Fair≈ $1,000 value
Offer updated Oct 11, 2026
- Annual fee
- $495
- Rewards
- up to 5x Bilt partner restaurants · 4x hotels via Bilt Travel · 4x Lyft (linked) · 3x flights via Bilt Travel · 2x everything else · up to 1.25x rent & mortgage (scales with everyday spend)
$200 in Bilt Cash on approval, no minimum spend required.
Offer updated Oct 11, 2026
- Annual fee
- $95
- Rewards
- up to 6x Bilt partner restaurants · 4x hotels via Bilt Travel · 3x dining or grocery — your choice (grocery up to $25,000/yr) · 3x flights via Bilt Travel · 3x Lyft (linked) · 2x other travel · 1x everything else · up to 1.25x rent & mortgage (scales with everyday spend)
Earn 100,000 bonus miles when you spend $10,000 in the first 3 months.
71Good≈ $1,850 value
Offer updated Oct 11, 2026
- Annual fee
- $95
- Rewards
- 5x hotels, vacation rentals & rental cars via Capital One Business Travel · 2x everything else
Earn 200,000 points after you spend $30,000 on purchases in the first 6 months from account opening.
71Good≈ $4,000 value
Offer updated Oct 11, 2026
- Annual fee
- $795
- Rewards
- 8x Chase Travel (incl. The Edit) · 5x Lyft (through 2027-09-30) · 4x flights booked direct · 4x hotels booked direct · 3x social media & search ads (first $1M/yr from 2026-11-15) · 1x everything else
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
$1,000 back
Offer updated Oct 11, 2026
- Annual fee
- $195
- Rewards
- 5% travel booked through Chase Travel · 5% Lyft (through 2027-09-30) · 2.5% purchases of $5,000 or more · 2% everything else
Earn 75,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
≈ $1,050 value
Offer updated Oct 11, 2026
- Annual fee
- $95
- Rewards
- 3x British Airways, Aer Lingus, Iberia & LEVEL flights · 2x hotels booked directly with the hotel · 1x everything else
Earn 90,000 bonus miles + 2,000 Premier qualifying points after you spend $5,000 on purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months (up to 100,000 miles total).
≈ $1,215 value
Offer updated Oct 11, 2026
- Annual fee
- $695
- Rewards
- 5x prepaid Renowned Hotels and Resorts stays · 2x United purchases (8x total on United flights incl. 6x MileagePlus) · 1.5x everything else
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
≈ $1,080 value
Offer updated Oct 11, 2026
- Annual fee
- $299
- Rewards
- 4x Southwest purchases · 2x hotels booked direct · 2x gas stations & restaurants · 2x local transit & rideshare · 1x everything else
Earn 85,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
≈ $680 value
Offer updated Oct 11, 2026
- Annual fee
- $250
- Rewards
- 6x Marriott Bonvoy hotels · 4x grocery stores & dining (first $15,000/yr combined) · 2x everything else
Limited-time launch offer: earn 200,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening, plus 10,000 bonus points after adding an authorized user in the first 3 months (offer reported to end November 18, 2026).
≈ $1,200 value
Offer updated Oct 11, 2026
- Annual fee
- $350
- Rewards
- 12x IHG hotels (up to 28x total with Platinum Elite) · 6x dining · 6x all other travel incl. rideshare · 3x everything else
Earn 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening
≈ $750 value
Offer updated Oct 11, 2026
- Annual fee
- $550
- Rewards
- 2x travel & dining · 1.5x everything else · 25%–75% more with BofA Rewards (by tier) · Points worth 1¢; 20% off airfare paid with points (Air Savings)
Earn 90,000 bonus points after you spend $5,000 on purchases and pay the annual fee in full in the first 90 days
≈ $1,170 value
Offer updated Oct 11, 2026
- Annual fee
- $499
- Rewards
- 6x eligible JetBlue purchases · 2x restaurants & eligible grocery stores · 1x everything else · 15% of points back on award flights
Earn 200,000 bonus miles after you spend $20,000 in eligible purchases in your first 6 months (limited-time offer ends 4 November 2026)
61Fair≈ $2,400 value
Offer updated Oct 11, 2026
- Annual fee
- $650
- Rewards
- 3x Delta purchases · 1.5x transit, U.S. shipping & U.S. office supply stores · 1.5x everything after $150,000 spent in a calendar year · 1x everything else
Earn up to 300,000 bonus miles and a $1,000 Capital One Business Travel credit: 150,000 miles when you spend $40,000 in the first 4 months, plus another 150,000 miles and the $1,000 travel credit when you spend $120,000 in the first 4 months (limited-time offer)
85Excellent≈ $5,550 value↗ Highest offer we’ve seen
Offer updated Oct 22, 2026
- Annual fee
- $395
- Rewards
- 10x hotels & rental cars via Capital One Business Travel · 5x flights & vacation rentals via Capital One Business Travel · 2x everything else
Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months
≈ $240 value
Offer updated Oct 22, 2026
- Annual fee
- $0
- Rewards
- 5x Choice Hotels stays and point purchases, 3x gas stations, grocery stores, home improvement and phone plans, 1x everything else
Up to 90,000 bonus points: 45,000 after $1,000 in qualifying purchases in the first 90 days, plus 45,000 after $500 at Hotels by Wyndham in the first 180 days
≈ $810 value
Offer updated Oct 30, 2026
- Annual fee
- $0 first year, then $95
- Rewards
- 6x Hotels by Wyndham (incl. Wyndham Travel Bundles) · 4x dining · 4x grocery stores (excl. Target & Walmart) · 4x travel · 1x everything else
Earn 190,000 Bonus Points after you spend $5,000 in the first 3 months, plus 10,000 bonus points for adding an employee card in the first 3 months (limited-time offer ends 18 November 2026)
64Fair≈ $1,140 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $200
- Rewards
- 10x IHG hotels · 5x flights booked direct & car rentals · 5x dining, gas stations & social media/search advertising · 3x everything else
Earn 180,000 Bonus Points after you spend $3,000 on purchases in the first 3 months, plus 10,000 bonus points for adding an authorized user in the first 3 months (limited-time offer ends 18 November 2026)
63Fair≈ $1,080 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $150
- Rewards
- 10x IHG hotels · 5x flights booked direct, car rentals, dining, grocery stores & gas stations · 3x everything else
Earn 125,000 Bonus Points after you spend $2,000 on purchases in the first 3 months, plus 10,000 bonus points for adding an authorized user in the first 3 months (limited-time offer ends 18 November 2026)
68Fair≈ $750 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $0
- Rewards
- 5x IHG hotels · 3x dining, gas stations & grocery stores · 3x utilities, internet/cable/phone & select streaming (through 2026-12-31, then 2x) · 2x everything else
70,000 bonus points after $7,000 in purchases in the first 3 months
≈ $1,190 value
Offer updated Sep 17, 2026
- Annual fee
- $199
- Rewards
- 4x Hyatt hotels · 2x your top 3 spend categories each quarter (dining, shipping, airline tickets direct, local transit, ads, car rental, gas, internet/phone) · 2x fitness clubs & gym memberships · 1x everything else
200,000 Hilton Honors Bonus Points after $6,000 in purchases in the first 6 months (offer runs 10 September 2026 – 13 January 2027)
≈ $1,000 value↗ Highest offer we’ve seen
Offer updated Oct 11, 2026
- Annual fee
- $550
- Rewards
- 14x Hilton hotels & resorts · 7x flights & car rentals booked direct, and U.S. restaurants · 3x everything else
150,000 Hilton Honors Bonus Points plus a Free Night Reward after $8,000 in purchases in the first 6 months (offer runs 10 September 2026 – 13 January 2027)
≈ $750 value
Offer updated Sep 17, 2026
- Annual fee
- $195
- Rewards
- 12x Hilton hotels & resorts · 5x everything else (first $100,000/yr, then 3x)
130,000 Hilton Honors Bonus Points plus a Free Night Reward after $3,000 in purchases in the first 6 months (offer runs 10 September 2026 – 13 January 2027)
≈ $650 value
Offer updated Sep 17, 2026
- Annual fee
- $150
- Rewards
- 12x Hilton hotels & resorts · 6x U.S. restaurants · 6x U.S. supermarkets · 6x U.S. gas stations · 4x U.S. online retail · 3x everything else
70,000 Hilton Honors Bonus Points plus a Free Night Reward after $2,000 in purchases in the first 6 months (offer runs 10 September 2026 – 13 January 2027)
≈ $350 value
Offer updated Sep 17, 2026
- Annual fee
- $0
- Rewards
- 7x Hilton hotels & resorts · 5x U.S. restaurants · 5x U.S. supermarkets · 5x U.S. gas stations · 3x everything else
Earn 100,000 Marriott Bonvoy® Bonus Points after you make $6,000 in purchases within the first 6 months
≈ $800 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $650
- Rewards
- 6x Marriott Bonvoy hotels · 3x restaurants worldwide · 3x flights booked directly with airlines · 2x everything else
Earn 85,000 Marriott Bonvoy® Bonus Points after you make $5,000 in purchases within the first 6 months
≈ $680 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $250
- Rewards
- 6x Marriott Bonvoy hotels · 4x restaurants worldwide & U.S. supermarkets (up to $15,000/yr combined) · 2x everything else
Earn 100,000 Marriott Bonvoy® Bonus Points plus 1 Free Night Award (up to 50,000 points) after you make $8,000 in purchases within the first 6 months (offer ends 4 November 2026)
58Fair≈ $800 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $125
- Rewards
- 6x Marriott Bonvoy hotels · 4x restaurants worldwide · 4x U.S. gas stations · 4x U.S. wireless phone service bought direct · 4x U.S. shipping · 2x everything else
3 Free Night Awards (each worth up to 50,000 points) after $3,000 in purchases in the first 3 months, plus up to $100 in airline statement credits
Offer updated Sep 17, 2026
- Annual fee
- $95
- Rewards
- 6x Marriott Bonvoy hotels · 3x grocery stores, gas stations & dining (first $6,000/yr combined) · 2x everything else
Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening
≈ $360 value
- Annual fee
- $0
- Rewards
- 3x Marriott Bonvoy hotels · 2x grocery stores · 2x taxis, rideshare & select food delivery · 2x select streaming, internet, cable & phone · 1x everything else
Up to 115,000 points: 75,000 after $4,000 in purchases in the first 3 months, plus 40,000 after $20,000 in the first 12 months
73Good≈ $1,725 value↗ Highest offer we’ve seen
Offer updated Oct 11, 2026
- Annual fee
- $195
- Rewards
- 3x Air Canada purchases (5x with 25K status) · 3x travel · 3x dining incl. takeout & eligible delivery (2x from 2027) · 3x grocery stores (2x from 2027) · 2x gas stations · 1x everything else
Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
≈ $480 value
- Annual fee
- $99
- Rewards
- 3x eligible Emirates purchases · 2x eligible travel · 1x everything else
Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases within the first 90 days of account opening (limited-time online offer)
59Fair≈ $1,120 value↗ Highest offer we’ve seen
Offer updated Oct 30, 2026
- Annual fee
- $395
- Rewards
- 3x Alaska Airlines & Hawaiian Airlines purchases · 3x dining · 3x foreign purchases · 1x everything else · +10% points with an eligible Bank of America account
70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more in the first 90 days
≈ $1,015 value
Offer updated Sep 17, 2026
- Annual fee
- $95 ($70 per company + $25 per card)
- Rewards
- 3x Alaska & Hawaiian Airlines purchases · 2x gas & EV charging · 2x shipping · 2x local transit incl. rideshare · 1x everything else
70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $2,500 or more on purchases in the first 90 days (limited-time online offer)
63Fair≈ $1,015 value↗ Highest offer we’ve seen
Offer updated Oct 30, 2026
- Annual fee
- $95
- Rewards
- 3x Alaska & Hawaiian Airlines purchases · 2x gas & EV charging · 2x cable & streaming · 2x local transit incl. rideshare · 1x everything else
Earn 90,000 Bonus Miles after spending $6,000 in purchases in your first 6 months (offer ends 4 November 2026)
≈ $1,080 value
Offer updated Sep 17, 2026
- Annual fee
- $0 first year, then $150
- Rewards
- 2x Delta purchases · 2x restaurants worldwide incl. U.S. takeout & delivery · 2x U.S. shipping & select U.S. advertising (up to $50,000/yr per category) · 1x everything else
Earn two round-trip Delta Comfort Flight certificates plus 50,000 Bonus Miles after you spend $10,000 in purchases in your first 6 months (offer ends 4 November 2026)
≈ $600 value
Offer updated Sep 17, 2026
- Annual fee
- $650
- Rewards
- 3x Delta purchases · 3x hotels booked directly · 1x everything else
As high as 90,000 Bonus Miles plus a $300 statement credit after you spend $4,000 in purchases in your first 6 months (offer ends 4 November 2026)
59Fair≈ $1,080 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $350
- Rewards
- 3x Delta purchases · 3x hotels booked directly · 2x restaurants worldwide incl. U.S. takeout & delivery · 2x U.S. supermarkets · 1x everything else
As high as 80,000 Bonus Miles plus a $250 statement credit after you spend $3,000 in purchases in your first 6 months (offer ends 4 November 2026)
≈ $960 value
Offer updated Sep 17, 2026
- Annual fee
- $0 first year, then $150
- Rewards
- 2x Delta purchases · 2x restaurants incl. U.S. takeout & delivery · 2x U.S. supermarkets · 1x everything else
Earn 100,000 Bonus Miles after you spend $8,000 in purchases in your first 6 months (offer ends 4 November 2026)
62Fair≈ $1,200 value↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $350
- Rewards
- 3x Delta purchases, 3x hotels booked direct, 1.5x transit, U.S. shipping and purchases of $5,000+ (up to $100,000/yr), 1x everything else
Earn 80,000 AAdvantage® bonus miles after $3,500 in purchases in the first 4 months
69Fair≈ $1,320 value↗ Highest offer we’ve seen
Offer updated Oct 11, 2026
- Annual fee
- $0 first year, then $99
- Rewards
- 2x eligible American Airlines purchases · 2x restaurants incl. takeout · 2x gas stations · 1x everything else
20,000 miles after $500 in purchases in the first 3 months
≈ $370 value
Offer updated Sep 17, 2026
- Annual fee
- $0
- Rewards
- 5x hotels, vacation rentals & rental cars via Capital One Travel · 1.25x everything else
AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases in your first 3 months (offers are personalized)
61Fair≈ $4,000 value
Offer updated Sep 17, 2026
- Annual fee
- $375
- Rewards
- 4x your top 2 of 6 categories each billing cycle: U.S. ads in select media, U.S. electronics/software/cloud, U.S. restaurants, U.S. gas stations, transit, U.S. wireless (first $150,000/yr combined, then 1x) · 3x flights & prepaid hotels on AmexTravel.com · 1x everything else
Earn 60,000 ThankYou Points after $4,000 in purchases in the first 3 months
≈ $1,080 value
Offer updated Sep 17, 2026
- Annual fee
- $95
- Rewards
- 10x hotels, car rentals & attractions via Citi Travel · 3x air travel & other hotel purchases · 3x restaurants · 3x supermarkets · 3x gas & EV charging stations · 1x everything else
Earn 75,000 miles after $4,000 in purchases in the first 3 months, plus a one-time $300 Capital One Travel stays credit (limited time from 8 September 2026)
60Fair≈ $1,388 value
Offer updated Sep 17, 2026
- Annual fee
- $95
- Rewards
- 5x hotels, vacation rentals & rental cars via Capital One Travel · 5x Capital One Entertainment purchases · 2x everything else
AS HIGH AS 100,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership.
73Good≈ $2,000 value
Offer updated Oct 31, 2026
- Annual fee
- $325
- Rewards
- 5x prepaid hotels on AmexTravel.com · 4x restaurants worldwide (up to $50,000/yr) · 4x U.S. supermarkets (up to $25,000/yr) · 3x flights booked directly with airlines or Amex Travel · 2x prepaid car rentals & cruises on Amex Travel · 1x everything else
Receive an online $200 cash Rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening
$200 back
- Annual fee
- $0
- Rewards
- 6% choice category for the first year, then 3%, 2% grocery stores and wholesale clubs (up to $2,500/quarter combined), 1% everything else
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
65Fair≈ $1,388 value
- Annual fee
- $395
- Rewards
- 10x hotels & rental cars via Capital One Travel · 5x flights & vacation rentals via Capital One Travel · 5x Capital One Entertainment purchases · 2x everything else
Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening
71Good$250 back↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $0
- Rewards
- 5% rotating quarterly categories (up to $1,500/quarter, activation required) · 5% travel booked through Chase Travel · 3% dining · 3% drugstores · 1% everything else
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
69Fair$200 back↗ Highest offer we’ve seen
Offer updated Oct 4, 2026
- Annual fee
- $0
- Rewards
- 5% travel booked through Chase Travel · 3% dining · 3% drugstores · 1.5% everything else
75,000 bonus points after you spend $5,000 on purchases in the first 3 months
84Excellent≈ $1,500 value↗ Highest offer we’ve seen
Offer updated Oct 11, 2026
- Annual fee
- $95
- Rewards
- 5x Chase Travel · 5x Lyft rides (through 9/30/2027) · 3x dining · 3x gas stations, EV charging & vacation homes at top brands · 3x top streaming services & online grocery (excl. Target, Walmart, wholesale clubs) · 2x all other travel · 1x everything else
Earn 100,000 points after you spend $6,000 on purchases in the first 3 months from account opening.
68Fair≈ $2,000 value
- Annual fee
- $795
- Rewards
- 8x Chase Travel (incl. The Edit) · 5x Lyft rides (through 9/30/2027) · 4x flights booked direct · 4x hotels booked direct · 3x dining · 1x everything else
Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
- Annual fee
- $95
- Rewards
- 10x participating Choice Hotels stays · 10x Choice Privileges point purchases · 5x gas stations · 5x grocery stores · 5x home improvement stores · 5x phone plans · 1x everything else
As High As 300,000 Membership Rewards® Points after you spend $20,000 in purchases on your new Card within the first 3 months of Card Membership.
73Good≈ $6,000 value
Offer updated Oct 31, 2026
- Annual fee
- $895
- Rewards
- 5x flights & prepaid hotels on AmexTravel.com · 2x purchases of $5,000+ & select business categories (up to $2M/yr) · 1x everything else
AS HIGH AS 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
73Good≈ $3,500 value
Offer updated Oct 31, 2026
- Annual fee
- $895
- Rewards
- 5x flights booked directly with airlines or Amex Travel (up to $500,000/yr) · 5x prepaid hotels on Amex Travel · 1x everything else
Bank of America · 
Bilt · 
Capital One · 
Chase · 
Barclays · 
American Express · 
Wells Fargo · 
Citi · 
