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IHG One Rewards Premier Select Credit Card

IHG One Rewards Premier Select Credit Card

Chase · Mastercard · 4.0

Limited-time launch offer: earn 200,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening, plus 10,000 bonus points after adding an authorized user in the first 3 months (offer reported to end November 18, 2026).

≈ $1,200 value
Offer last updated Oct 11, 2026 · Issuer’s rates & fees ↗
Apply now ›Rates & Fees
Rewards
12x IHG hotels (up to 28x total with Platinum Elite) · 6x dining · 6x all other travel incl. rideshare · 3x everything else
Annual Fee
$350
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
19.49%–27.99% variable
Credit Needed
Excellent

📖 Read the full guide: IHG One Rewards Premier Card Guide

See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.

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Perks

  • Automatic IHG One Rewards Platinum Elite status
  • Anniversary Free Night (up to 60,000 points) each year; a second after $40,000 spend
  • 20 Elite Night Credits each year + 2 ENC per $5,000 spent
  • Diamond Elite status after $25,000 spend in a calendar year
  • Up to $300/yr IHG food & beverage rewards ($75 quarterly)
  • $200 airline statement credit after $250 on direct flights each year (through 12/31/27)
  • Up to $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years
  • Up to $50/yr United TravelBank Cash
  • DashPass + up to $120/yr DoorDash and $120/yr Instacart credits
  • 4th reward night free; 30% off points purchases
  • Trip cancellation/interruption, lost luggage & baggage delay insurance
  • No foreign transaction fees

Full review

Chase's new top-tier IHG card for frequent IHG guests who want Platinum Elite status, a 60K-point free night and a path to Diamond. The 200,000-point launch offer and stack of statement credits (F&B vouchers, $200 airline credit) can outweigh the $350 fee for regular IHG travellers.

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.