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Amex Blue Business Plus vs Chase Ink Business Unlimited

The short answer

  • Both cards have the same annual fee ($0).
  • At our point valuations the Amex Blue Business Plus earns more on dining, groceries, travel, gas, everything else.
  • The Chase Ink Business Unlimited has the bigger welcome offer: about $1,500 in value vs $300 for the Amex Blue Business Plus.

Side by side

Amex Blue Business PlusChase Ink Business Unlimited
Annual feeNo annual feeNo annual fee
Welcome offer15,000 after $3,000 in 3 months (≈ $300)75,000 after $6,000 in 3 months (≈ $1,500)
Earns on dining2x (≈ 4%)1.5x (≈ 3%)
Earns on groceries2x (≈ 4%)1.5x (≈ 3%)
Earns on travel2x (≈ 4%)1.5x (≈ 3%)
Earns on gas2x (≈ 4%)1.5x (≈ 3%)
Earns on everything else2x (≈ 4%)1.5x (≈ 3%)
RewardsAmex Membership RewardsChase Ultimate Rewards
NetworkAmexVisa
Highlights2x on everything (to $50k/yr), no fee · Full Membership Rewards transfers · Free employee cards that earn 2x · Keeps MR points aliveNo annual fee · 1.5% back on all business spend · $750 bonus on a no-fee card · 0% intro APR for 12 months

“≈ %” is the earn rate times our point valuation (cash-back cards at one cent). Bonus categories can be limited or capped, and offers change — check each issuer’s current terms.

Is the Amex Blue Business Plus better than the Chase Ink Business Unlimited?

Both cards have the same annual fee ($0). At our point valuations the Amex Blue Business Plus earns more on dining, groceries, travel, gas, everything else. The Chase Ink Business Unlimited has the bigger welcome offer: about $1,500 in value vs $300 for the Amex Blue Business Plus.

What is the annual fee on the Amex Blue Business Plus and the Chase Ink Business Unlimited?

The Amex Blue Business Plus: no annual fee. The Chase Ink Business Unlimited: no annual fee.

Full guides

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