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Capital One Venture X vs The Platinum Card from American Express
The short answer
- The The Platinum Card from American Express costs $500 more a year than the Capital One Venture X.
- At our point valuations the Capital One Venture X earns more on dining, groceries, gas, everything else.
- The The Platinum Card from American Express earns more on travel.
- The The Platinum Card from American Express has the bigger welcome offer: about $3,500 in value vs $1,388 for the Capital One Venture X.
Side by side
| Capital One Venture X | The Platinum Card from American Express |
|---|
| Annual fee | $395 | $895 |
| Welcome offer | 75,000 after $4,000 in 3 months (≈ $1,388) | 175,000 after $12,000 in 6 months (≈ $3,500) |
| Earns on dining | 2x (≈ 3.7%) | 1x (≈ 2%) |
| Earns on groceries | 2x (≈ 3.7%) | 1x (≈ 2%) |
| Earns on travel | 2x (≈ 3.7%) | 5x (≈ 10%) |
| Earns on gas | 2x (≈ 3.7%) | 1x (≈ 2%) |
| Earns on everything else | 2x (≈ 3.7%) | 1x (≈ 2%) |
| Rewards | Capital One miles | Amex Membership Rewards |
| Network | Visa | Amex |
| KritScore | 65 | 73 |
| Highlights | Capital One Lounges + Priority Pass · $100 Premier Collection credit per stay · Transfers to 15+ travel programs · Cell phone protection up to $800 · Hertz Gold+ status upgrade | 1,550+ lounges incl. Centurion & Priority · Marriott Gold + Hilton Gold status · Fine Hotels + Resorts perks · 10 Delta Sky Club visits a year · Avis, Hertz & National car status |
“≈ %” is the earn rate times our point valuation (cash-back cards at one cent). Bonus categories can be limited or capped, and offers change — check each issuer’s current terms.
Is the Capital One Venture X better than the The Platinum Card from American Express?
The The Platinum Card from American Express costs $500 more a year than the Capital One Venture X. At our point valuations the Capital One Venture X earns more on dining, groceries, gas, everything else. The The Platinum Card from American Express earns more on travel. The The Platinum Card from American Express has the bigger welcome offer: about $3,500 in value vs $1,388 for the Capital One Venture X.
What is the annual fee on the Capital One Venture X and the The Platinum Card from American Express?
The Capital One Venture X: $395 a year. The The Platinum Card from American Express: $895 a year.
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