The Platinum Card from American Express
American ExpressAmex4.5
Welcome offer
AS HIGH AS 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
Why this card is featured: our team picked it by hand. Featured cards aren’t chosen or ordered by KritScore, and they also appear in the deal feed labelled Sponsored. How Featured works
- Annual fee
- $895
- Credit needed
- Excellent
- Regular APR
- 19.49%–28.49% variable
How it earns
- 5xflights booked directly with airlines or Amex Travel (up to $500,000/yr)
- 5xprepaid hotels on Amex Travel
- 1xeverything else
Perks
- $600 hotel credit ($300 twice a year)
- $400 Resy credit ($100 a quarter)
- $300 digital entertainment credit
- $200 Uber Cash + $120 Uber One credit
- $300 lululemon credit
- $200 airline fee credit
- $219 CLEAR+ credit
- Centurion + Priority Pass lounges
- Global Entry/TSA credit
- Hilton Gold + Marriott Gold Elite status
Lounge access
The Centurion Lounge · 25 in our 77-airport directory
- $50 per adult, $30 per child; two free guests per visit after $75,000 eligible spend in a calendar year; guests must be on your flight
Delta Sky Club · 55 in our 77-airport directory
- $50 per guest; max 2
- 10 visits (24 hours each) per Medallion Year (Feb 1 – Jan 31); unlimited after $75,000 spend
- Same-day Delta flight, not Basic Economy
Priority Pass Select · 173 in our 77-airport directory
- 2 free guests
- Enroll through the card issuer before your first visit
Primary cardholder rules, checked against the issuer's pages on 2026-10-22. Authorized users can differ — the checker handles that.
See which lounges this card gets you intoAmex Membership Rewards partners
Move your points to these airline & hotel programs.
Aer Lingus AerClub1:1
Aeromexico Rewards1,000:1,600
Air Canada Aeroplan1:1
Air France-KLM Flying Blue1:1
ANA Mileage Club1:1
Avianca LifeMiles1:1
British Airways Club1:1
Cathay Pacific Asia Miles5:4
Delta SkyMiles1:1
Emirates Skywards5:4
Iberia Club1:1
JetBlue TrueBlue5:4
Qantas Frequent Flyer1:1
Qatar Airways Privilege Club1:1
Singapore Airlines KrisFlyer1:1
Virgin Atlantic Flying Club1:1
Choice Privileges1:1
Hilton Honors1:2
Leaders Club (Leading Hotels of the World)4:1
Marriott Bonvoy1:1
Full review
Resy Credit Get up to $100 in statement credits each quarter ($400/year) when you use your Platinum Card for eligible purchases at 10,000+ U.S. Resy restaurants. Enrollment required.‡ *As of 03/2025 Digital Entertainment Credit Get up to $25 in monthly statement credits when you use your Platinum Card on eligible purchases at Disney+, ESPN, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Enrollment required.‡ Global Dining Access by Resy Add your Platinum Card to your Resy profile to unlock exclusive reservations and special dining experiences. Details at resy.com/globaldiningaccess.‡ Platinum Nights by Resy Add your Platinum Card to your Resy profile for sought-after reservations at top Resy restaurants on select nights.‡ Premium Events Collection™ Your Platinum Card unlocks curated, once-in-a-lifetime events across sports, fashion, dining, art, and performances. Details at americanexpress.com/entertainment.‡ Amex Special Ticket Access Access Amex Presale Tickets® and Amex Reserved Tickets® to select events across sports, music, and more, plus added perks at select events.‡ *While supplies last. American Express Venue Collection™ Enjoy on-site perks like dedicated entrances at select stadiums and arenas, plus 10% back on qualifying concessions (up to $250/year). One enrolled Card per Member.
The Platinum Card from American Express
Apply nowAdvertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.