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American Express Gold Card vs The Platinum Card from American Express
The short answer
- The The Platinum Card from American Express costs $570 more a year than the American Express Gold Card.
- At our point valuations the American Express Gold Card earns more on dining, groceries.
- The The Platinum Card from American Express earns more on travel.
- The The Platinum Card from American Express has the bigger welcome offer: about $3,500 in value vs $2,000 for the American Express Gold Card.
Side by side
| American Express Gold Card | The Platinum Card from American Express |
|---|
| Annual fee | $325 | $895 |
| Welcome offer | 100,000 after $8,000 in 6 months (≈ $2,000) | 175,000 after $12,000 in 6 months (≈ $3,500) |
| Earns on dining | 4x (≈ 8%) | 1x (≈ 2%) |
| Earns on groceries | 4x (≈ 8%) | 1x (≈ 2%) |
| Earns on travel | 3x (≈ 6%) | 5x (≈ 10%) |
| Earns on gas | 1x (≈ 2%) | 1x (≈ 2%) |
| Earns on everything else | 1x (≈ 2%) | 1x (≈ 2%) |
| Rewards | Amex Membership Rewards | Amex Membership Rewards |
| Network | Amex | Amex |
| KritScore | 73 | 73 |
| Highlights | 4x dining & U.S. supermarkets · Full Membership Rewards transfers · $100 property credit on 2-night THC stays · Hertz Five Star status · No foreign transaction fees | 1,550+ lounges incl. Centurion & Priority · Marriott Gold + Hilton Gold status · Fine Hotels + Resorts perks · 10 Delta Sky Club visits a year · Avis, Hertz & National car status |
“≈ %” is the earn rate times our point valuation (cash-back cards at one cent). Bonus categories can be limited or capped, and offers change — check each issuer’s current terms.
Is the American Express Gold Card better than the The Platinum Card from American Express?
The The Platinum Card from American Express costs $570 more a year than the American Express Gold Card. At our point valuations the American Express Gold Card earns more on dining, groceries. The The Platinum Card from American Express earns more on travel. The The Platinum Card from American Express has the bigger welcome offer: about $3,500 in value vs $2,000 for the American Express Gold Card.
What is the annual fee on the American Express Gold Card and the The Platinum Card from American Express?
The American Express Gold Card: $325 a year. The The Platinum Card from American Express: $895 a year.
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