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American Express Business Platinum vs The Platinum Card from American Express
The short answer
- Both cards have the same annual fee ($895).
- The The Platinum Card from American Express earns more on travel.
- The American Express Business Platinum has the bigger welcome offer: about $6,000 in value vs $3,500 for the The Platinum Card from American Express.
Side by side
| American Express Business Platinum | The Platinum Card from American Express |
|---|
| Annual fee | $895 | $895 |
| Welcome offer | 300,000 after $20,000 in 3 months (≈ $6,000) | 175,000 after $12,000 in 6 months (≈ $3,500) |
| Earns on dining | 1x (≈ 2%) | 1x (≈ 2%) |
| Earns on groceries | 1x (≈ 2%) | 1x (≈ 2%) |
| Earns on travel | 1x (≈ 2%) | 5x (≈ 10%) |
| Earns on gas | 1x (≈ 2%) | 1x (≈ 2%) |
| Earns on everything else | 1x (≈ 2%) | 1x (≈ 2%) |
| Rewards | Amex Membership Rewards | Amex Membership Rewards |
| Network | Amex | Amex |
| KritScore | 73 | 73 |
| Highlights | Centurion, Priority Pass & Sky Club access · $600 hotel credit ($300 twice a year) · 35% points back on airfare · $300 ChatGPT Business credit · Marriott & Hilton Gold status · $250 Adobe credit after $600 Adobe spend | 1,550+ lounges incl. Centurion & Priority · Marriott Gold + Hilton Gold status · Fine Hotels + Resorts perks · 10 Delta Sky Club visits a year · Avis, Hertz & National car status |
“≈ %” is the earn rate times our point valuation (cash-back cards at one cent). Bonus categories can be limited or capped, and offers change — check each issuer’s current terms.
Is the American Express Business Platinum better than the The Platinum Card from American Express?
Both cards have the same annual fee ($895). The The Platinum Card from American Express earns more on travel. The American Express Business Platinum has the bigger welcome offer: about $6,000 in value vs $3,500 for the The Platinum Card from American Express.
What is the annual fee on the American Express Business Platinum and the The Platinum Card from American Express?
The American Express Business Platinum: $895 a year. The The Platinum Card from American Express: $895 a year.
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