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The Business Platinum Card from American Express

The Business Platinum Card from American Express

American ExpressAmex4.5

Welcome offer

As High As 300,000 Membership Rewards® Points after you spend $20,000 in purchases on your new Card within the first 3 months of Card Membership.

KritScore73Good≈ $6,000 value
Annual fee
$895
Credit needed
Excellent

How it earns

  1. 5xflights & prepaid hotels on AmexTravel.com
  2. 2xpurchases of $5,000+ & select business categories (up to $2M/yr)
  3. 1xeverything else

Perks

  • $600 hotel credit ($300 twice a year)
  • $200 airline fee credit
  • Up to $1,150 Dell credit
  • $300 ChatGPT Business credit
  • $360 Indeed credit ($90 a quarter)
  • $250 Adobe credit
  • $120 wireless credit ($10/month)
  • Centurion + Priority Pass lounges
  • Global Entry/TSA credit
  • Hilton Gold + Marriott Gold Elite status

Lounge access

The Centurion Lounge · 25 in our 77-airport directory

  • $50 per adult, $30 per child; two free guests per visit after $75,000 eligible spend in a calendar year; guests must be on your flight

Delta Sky Club · 55 in our 77-airport directory

  • $50 per guest; max 2
  • 10 visits (24 hours each) per Medallion Year (Feb 1 – Jan 31); unlimited after $75,000 spend
  • Same-day Delta flight, not Basic Economy

Priority Pass Select · 173 in our 77-airport directory

  • 2 free guests
  • Enroll through the card issuer before your first visit

Primary cardholder rules, checked against the issuer's pages on 2026-10-22. Authorized users can differ — the checker handles that.

See which lounges this card gets you into

Amex Membership Rewards partners

Move your points to these airline & hotel programs.

  • Aer Lingus AerClub1:1
  • Aeromexico Rewards1,000:1,600
  • Air Canada Aeroplan1:1
  • Air France-KLM Flying Blue1:1
  • ANA Mileage Club1:1
  • Avianca LifeMiles1:1
  • British Airways Club1:1
  • Cathay Pacific Asia Miles5:4
  • Delta SkyMiles1:1
  • Emirates Skywards5:4
  • Iberia Club1:1
  • JetBlue TrueBlue5:4
  • Qantas Frequent Flyer1:1
  • Qatar Airways Privilege Club1:1
  • Singapore Airlines KrisFlyer1:1
  • Virgin Atlantic Flying Club1:1
  • Choice Privileges1:1
  • Hilton Honors1:2
  • Leaders Club (Leading Hotels of the World)4:1
  • Marriott Bonvoy1:1

See how many miles your points become at each partner

Full review

Up to $600 Hotel Credit Get up to $300 in statement credits semi-annually on prepaid bookings through Amex Travel with Fine Hotels + Resorts®‡ or The Hotel Collection‡. The Hotel Collection requires a two-night minimum stay.‡ $550 in Value with Fine Hotels + Resorts® Unlock a suite of benefits worth an average of $550* when you book Fine Hotels + Resorts® through Amex Travel.‡ *Average based on 2024 bookings for two-night stays. Actual value varies by property, benefit availability, and how you use the benefits. Largest Global Lounge Network — $850+ in Value with The Global Lounge Collection Get over $850 in annual value with access to Centurion® Lounges‡, 10 complimentary Delta Sky Club® visits when flying eligible Delta flights, Priority Pass™ Select‡ membership (enrollment required), and other select partner lounges.‡ Up to $200 Hilton Credit Hilton for Business members get up to $50 in quarterly statement credits on eligible purchases made directly with Hilton. Enrollment required — if you don't already have a Hilton for Business account, you'll be registered when you enroll.‡ Up to $200 Airline Fee Credit Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected qualifying airline.‡ Up to $219 CLEAR+ Credit CLEAR+ gets you to your gate faster using facial verification at 55+ airports nationwide. Cover the cost of a CLEAR+ Membership¹ with up to $219 in statement credits per calendar year after you pay with your Business Platinum Card®.‡ ¹Excluding applicable taxes and fees. Subject to auto-renewal. 5X Membership Rewards® Points Through Amex Travel Earn 5X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com.‡ Points Back — 35% Airline Bonus Get 35% of your points back when you use Pay with Points for flights booked through Amex Travel with your selected qualifying airline, up to 1,000,000 points back per calendar year.† Leaders Club Sterling Status from The Leading Hotels of the World® Enjoy bespoke benefits at 400+¹ independent luxury hotels worldwide with complimentary Leaders Club Sterling Status. Enrollment required.‡ ¹As of 4/2025 The Hotel Collection Get a $100 credit toward eligible charges¹ when you book two or more nights with The Hotel Collection through AmexTravel.com.²‡ ¹Eligible charges vary by property. ²Two-night minimum stay required. Fee Credit for Global Entry or TSA PreCheck® Receive either a statement credit every 4 years when you apply for Global Entry ($120), or a credit when you apply for a five-year TSA PreCheck® membership (up to $85 through an official enrollment provider), when you pay with your Business Platinum Card. Approval for Global Entry includes TSA PreCheck at no extra charge. Full terms at americanexpress.com/expeditedtravel.‡

The Business Platinum Card from American Express

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.