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Capital One Venture X Business

Capital One Venture X Business

Capital One · Visa · 4.5

Earn up to 300,000 bonus miles and a $1,000 Capital One Business Travel credit: 150,000 miles when you spend $40,000 in the first 4 months, plus another 150,000 miles and the $1,000 travel credit when you spend $120,000 in the first 4 months (limited-time offer)

KritScore85Excellent≈ $5,550 value↗ Highest offer we’ve seen
Offer last updated Oct 22, 2026 · Issuer’s offer terms ↗
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Rewards
10x hotels & rental cars via Capital One Business Travel · 5x flights & vacation rentals via Capital One Business Travel · 2x everything else
Annual Fee
$395
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
See issuer terms
Credit Needed
Excellent

📖 Read the full guide: Capital One Lounge Locations: Lounges & Landings (2026)

See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.

Where these points can take you

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Perks

  • Capital One Lounge & Landing access
  • Priority Pass membership
  • $300 annual Capital One Business Travel credit
  • 10,000 anniversary miles
  • Up to $120 Global Entry / TSA PreCheck credit
  • $100 Premier Collection experience credit
  • Hertz President's Circle status
  • Free employee cards

Lounge access

Capital One Lounges and Landings · 7 in our 77-airport directory

  • $45 per adult, $25 per child; two free guests at Lounges (one at Landings) after $75,000 in a calendar year, for that year and the next

Priority Pass Select · 173 in our 77-airport directory

  • 2 free guests
  • Enroll through the card issuer before your first visit

Primary cardholder rules, checked against the issuer's pages on 2026-10-10. Authorized users can differ — the checker handles that.

See which lounges this card gets you into

Capital One Miles partners

Move your points to these airline & hotel programs.

Aeromexico Rewards1:1
Air Canada Aeroplan1:1
Air France-KLM Flying Blue1:1
Avianca LifeMiles1:1
British Airways Club1:1
Cathay Pacific Asia Miles1:1
Emirates Skywards2:1.5
Etihad Guest1:1
EVA Air Infinity MileageLands2:1.5
Finnair Plus1:1
Japan Airlines Mileage Bank2:1.5
JetBlue TrueBlue5:3
Qantas Frequent Flyer1:1
Qatar Airways Privilege Club1:1
Singapore Airlines KrisFlyer1:1
TAP Air Portugal Miles&Go1:1
Turkish Airlines Miles&Smiles1:1
Virgin Red1:1
Accor Live Limitless2:1
Choice Privileges1:1
I Prefer Hotel Rewards1:2
Wyndham Rewards1:1

See how many miles your points become at each partner →

Full review

Pay-in-full business card with no preset spending limit. Employee cards are free; additional cardholders pay $125 a year only for lounge access. The welcome offer may not be available to existing or previous Capital One Business cardholders.

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.