Sapphire Reserve for Business℠ Card

Chase · Visa · 4.0

Earn 200,000 points after you spend $30,000 on purchases in the first 6 months from account opening.

KritScore71Good≈ $4,000 value

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Offer last updated Oct 11, 2026 · Issuer’s rates & fees ↗

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Rewards

8x Chase Travel (incl. The Edit) · 5x Lyft (through 2027-09-30) · 4x flights booked direct · 4x hotels booked direct · 3x social media & search ads (first $1M/yr from 2026-11-15) · 1x everything else

Annual Fee

$795

Purchase Intro APR

—

Balance Transfer APR

—

Regular APR

Pay in Full card; Flex for Business balances 17.99%–28.74% variable

Credit Needed

Excellent

📖 Read the full guide: Chase Sapphire Lounge Locations: Every Lounge (2026)

See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.

Where these points can take you

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Chase Ultimate Rewards: transfer partners and best uses

Perks

$300 annual travel credit
Up to $500/yr The Edit hotel credit (rising to $1,000 from 1/1/2027)
$250 select Chase Travel hotels credit (through 12/31/26)
Chase Sapphire Lounge by The Club + Priority Pass Select (up to 2 guests)
IHG One Rewards Platinum Elite status (through 12/31/27)
$400 ZipRecruiter, $200 Google Workspace, $120 Lyft and $100 gift card credits a year
DashPass + up to $300/yr DoorDash promos
Up to $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years
Employee cards at no additional cost
No foreign transaction fees

Lounge access

Chase Sapphire Lounges · 8 in our 77-airport directory

2 free guests

Chase partner lounges · 1 in our 77-airport directory

2 free guests
Not yet confirmed: Whether Sapphire Reserve for Business cardmembers are admitted at the Etihad Lounge (Chase names only Sapphire Reserve)
Not yet confirmed: Which departing flights Chase treats as "eligible" at the Etihad Lounge

Priority Pass Select · 173 in our 77-airport directory

2 free guests; then $27 per guest

Air Canada Maple Leaf Lounges and Cafés (LAX, LGA, SFO) · 3 in our 77-airport directory

1 free guest; then $59 per guest
Same-day Star Alliance flight

Air Canada Maple Leaf Lounges and Cafés (FRA, LHR, YVR, YYZ) · 8 in our 77-airport directory

1 free guest
Same-day Star Alliance flight

Primary cardholder rules, checked against the issuer's pages on 2026-10-11. Authorized users can differ — the checker handles that.

See which lounges this card gets you into

Chase Ultimate Rewards partners

Move your points to these airline & hotel programs.

Aer Lingus AerClub1:1

Air Canada Aeroplan1:1

Air France-KLM Flying Blue1:1

British Airways Club1:1

Iberia Club1:1

JetBlue TrueBlue1:1

Singapore Airlines KrisFlyer1:1

Southwest Rapid Rewards1:1

United MileagePlus1:1

Virgin Atlantic Flying Club1:1

IHG One Rewards1:1

Marriott Bonvoy1:1

World of Hyatt1:1

Wyndham Rewards1:1

See how many miles your points become at each partner →

Full review

Chase's ultra-premium business card for owners who travel often and can spend $30,000 in six months for the bonus. It pairs Sapphire lounge access and big hotel credits with business credits (ZipRecruiter, Google Workspace) and 3x on ad spend.

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.