Chase Ultimate Rewards

Cards that earn Chase Ultimate Rewards

• Chase Sapphire Reserve — $795 annual fee
• Chase Sapphire Reserve for Business — $795 annual fee
• Chase Sapphire Preferred — $95 annual fee
• Chase Freedom Unlimited — no annual fee (cash back on its own; transfers need a premium card from the same family)
• Chase Freedom Flex — no annual fee (cash back on its own; transfers need a premium card from the same family)

Transfer partners

Work out exactly what your Chase Ultimate Rewards become at each partner →

Ratios are checked against the issuer's transfer page; some cards get a different ratio. Check before you move points — transfers can’t be undone.

Where Chase Ultimate Rewards can take you

• How to Fly to India With Points & Miles (Business & First Class)
• How to Fly to Europe With Points & Miles (Cheapest Business Class)
• How to Fly to the Middle East With Points & Miles
• How to Fly to Asia With Points & Miles (Japan, Hong Kong, Singapore & More)
• How to Fly to Australia & the South Pacific With Points & Miles
• How to Fly to Hawaii, Mexico & the Caribbean With Points

Award guides for programs Chase Ultimate Rewards transfer to

• Fly Star Alliance Business to Europe for 60,000 Aeroplan Points — Here's How
• Fly Air France Business to Paris with Flying Blue Miles — 60,000 Standard, 45,000 on Promo
• Stay at Alila Ventana Big Sur for 40,000 Hyatt Points a Night — Here's How
• Fly ANA First Class to Tokyo for 145,000 Virgin Points Round-Trip — Here's How
• InterContinental Overwater Villas From 70,000 IHG Points a Night — a Rare Low Worth Hunting (4th Night Free)
• Fly JetBlue Mint to the Caribbean for 45,000 TrueBlue Points — Here's How
• Lufthansa First Class for 154,000 United Miles — Partner Space Paused Since June 2026
• I Flew Qatar Airways Qsuite From Dallas to Hyderabad for 80,000 Points — Here's Exactly How
• Fly Singapore Airlines Suites for 154,000 KrisFlyer Miles — Here's How
• Stay at the St. Regis Maldives for 100,000 Bonvoy Points a Night — Here's How
• Wyndham Villas for 30,000 Points a Night: Why the Deal Ended and What's Left
• Avios Guide: British Airways, Iberia, Aer Lingus & Qatar
• World of Hyatt Guide: Why Its Points Are the Best in Hotels
• The Southwest Companion Pass: Fly a Companion Free for Two Years — Here's How

Card guides and comparisons

• Chase Sapphire Reserve Guide: Benefits, Points Value & Best Uses
• Chase Sapphire Lounge Locations: Every Lounge (2026)
• Chase Sapphire Preferred Guide: Benefits, Points Value & Best Uses
• Chase Freedom Unlimited & Freedom Flex Guide
• Chase Freedom Unlimited & Freedom Flex Guide
• Chase Sapphire Preferred vs Chase Sapphire Reserve
• Chase Sapphire Reserve vs The Platinum Card from American Express
• Chase Sapphire Reserve vs Capital One Venture X
• Chase Sapphire Preferred vs American Express Gold Card
• Chase Sapphire Preferred vs Capital One Venture Rewards
• Chase Sapphire Preferred vs Citi Strata Premier