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Chase Freedom Unlimited

Chase Freedom Unlimited

Chase · Visa · 4.5

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening

KritScore69Fair$200 back↗ Highest offer we’ve seen
Offer last updated Oct 4, 2026 · Issuer’s offer terms ↗
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Rewards
5% travel booked through Chase Travel · 3% dining · 3% drugstores · 1.5% everything else
Annual Fee
$0
Purchase Intro APR
0% for 15 months
Balance Transfer APR
0% for 15 months
Regular APR
18.49%–27.99% variable
Credit Needed
Good

📖 Read the full guide: Chase Freedom Unlimited & Freedom Flex Guide

See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.

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Perks

  • 0% intro APR for 15 months
  • Cash back doesn't expire
  • No minimum to redeem

Chase Ultimate Rewards partners

Move your points to these airline & hotel programs.

Aer Lingus AerClub1:1
Air Canada Aeroplan1:1
Air France-KLM Flying Blue1:1
British Airways Club1:1
Iberia Club1:1
JetBlue TrueBlue1:1
Singapore Airlines KrisFlyer1:1
Southwest Rapid Rewards1:1
United MileagePlus1:1
Virgin Atlantic Flying Club1:1
IHG One Rewards1:1
Marriott Bonvoy1:1
World of Hyatt1:1
Wyndham Rewards1:1

See how many miles your points become at each partner →

Full review

Additional Card Benefits Zero Liability Protection* — You won't be held responsible for unauthorized charges made with your card or account information. Purchase Protection^,^^ — Covers your new purchases against damage or theft for a set period after you buy. Extended Warranty Protection^ — Extends the time period of the U.S. manufacturer's warranty on eligible purchases. Free Credit Score and Identity Monitoring* — Access your credit score, updated regularly, along with tools to help you keep tabs on your identity. Fraud Monitoring — We watch your account around the clock and alert you to unusual or suspicious activity. Auto Rental Collision Damage Waiver^ — Coverage for theft and collision damage on eligible rental cars. Trip Cancellation and Interruption Insurance^ — Reimburses non-refundable travel costs when a covered trip is cut short or canceled. Travel and Emergency Assistance^ — Round-the-clock help and referrals when the unexpected happens while you're away from home.

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.