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Chase Sapphire Reserve

Chase Sapphire Reserve

ChaseVisa4.5

Welcome offer

Earn 100,000 points after you spend $6,000 on purchases in the first 3 months from account opening.

KritScore68Fair≈ $2,000 value
Annual fee
$795
Credit needed
Excellent
Regular APR
19.74%–28.24% variable

How it earns

  1. 8xChase Travel (incl. The Edit)
  2. 5xLyft rides (through 9/30/2027)
  3. 4xflights booked direct
  4. 4xhotels booked direct
  5. 3xdining
  6. 1xeverything else

Perks

  • $300 annual travel credit
  • $500 The Edit hotel credit
  • Sapphire Lounges + Priority Pass
  • Global Entry/TSA PreCheck credit
  • $300 dining credit ($150 twice a year)
  • $300 StubHub credit ($150 twice a year)
  • Apple TV + Apple Music
  • DoorDash DashPass + monthly promos
  • IHG One Rewards Platinum Elite status
  • Monthly Lyft and Peloton credits

Lounge access

Chase Sapphire Lounges · 8 in our 77-airport directory

  • 2 free guests; then $27 per guest

Chase partner lounges · 1 in our 77-airport directory

  • 2 free guests; then $27 per guest
  • Not yet confirmed: Which departing flights Chase treats as "eligible" at the Etihad Lounge

Priority Pass Select · 173 in our 77-airport directory

  • 2 free guests; then $27 per guest
  • Enroll through the card issuer before your first visit

Air Canada Maple Leaf Lounges and Cafés (LAX, LGA, SFO) · 3 in our 77-airport directory

  • 1 free guest; then $59 per guest
  • Same-day Star Alliance flight

Air Canada Maple Leaf Lounges and Cafés (FRA, LHR, YVR, YYZ) · 8 in our 77-airport directory

  • 1 free guest
  • Same-day Star Alliance flight

Primary cardholder rules, checked against the issuer's pages on 2026-10-11. Authorized users can differ — the checker handles that.

See which lounges this card gets you into

Chase Ultimate Rewards partners

Move your points to these airline & hotel programs.

  • Aer Lingus AerClub1:1
  • Air Canada Aeroplan1:1
  • Air France-KLM Flying Blue1:1
  • British Airways Club1:1
  • Iberia Club1:1
  • JetBlue TrueBlue1:1
  • Singapore Airlines KrisFlyer1:1
  • Southwest Rapid Rewards1:1
  • United MileagePlus1:1
  • Virgin Atlantic Flying Club1:1
  • IHG One Rewards1:1
  • Marriott Bonvoy1:1
  • World of Hyatt1:1
  • Wyndham Rewards1:1

See how many miles your points become at each partner

Full review

Over $1,500 in annual travel value $300 annual travel credit Get the most flexible travel credit compared to any other card, with up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.* $500 credit for stays with The EditSM Our handpicked collection of hotels and resorts Receive a statement credit of up to $250 for each prepaid booking with The Edit, up to $500 annually. Two-night minimum. Purchases that qualify will not earn points.* $550+ in value when you stay with The Edit Book your stay through The Edit by Chase Travel and receive complimentary benefits such as a property credit, daily breakfast for two, a room upgrade (if available) and more - an average total value of over $550 per stay.* $250 credit for select Chase Travel Hotels Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Two-night minimum required. Purchases that qualify will not earn points.* IHG® One Rewards Platinum Elite Status Get complimentary IHG One Rewards Platinum Elite Status with your Sapphire Reserve card through December 31, 2027.* Reserve Travel Designers Build and book a custom itinerary that unlocks hidden gems and new experiences around the world with a Reserve Travel Designer. This personalized service is valued at up to $300 per trip.* $850+ in value with the Chase Sapphire Reserve Lounge NetworkSM* Enjoy complimentary access to Chase Sapphire Lounges by The ClubOpens in a new window and 1,300+ Priority PassTM airport lounges worldwide with up to two guests - valued at over $850 when you and your guests visit multiple times each year.* Global Entry, TSA PreCheck®, or NEXUS fee credit Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.*

Chase Sapphire Reserve

Apply now

Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.