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Bank of America Premium Rewards Elite

Bank of America Premium Rewards Elite

Bank of America · Visa · 4.0

Earn 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening

≈ $750 value
Offer last updated Oct 11, 2026 · Issuer’s offer terms ↗
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Rewards
2x travel & dining · 1.5x everything else · 25%–75% more with BofA Rewards (by tier) · Points worth 1¢; 20% off airfare paid with points (Air Savings)
Annual Fee
$550
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
19.74%–27.74% variable
Credit Needed
Excellent

📖 Read the full guide: Which Credit Cards Include Priority Pass Select? (2026 List)

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Perks

  • Up to 4 Priority Pass Select memberships
  • $300 annual airline incidental credit
  • $150 annual lifestyle credit
  • 20% off airfare paid with points
  • Up to $120 Global Entry / TSA PreCheck credit
  • Trip delay and lost luggage coverage
  • No foreign transaction fees

Lounge access

Priority Pass Select · 173 in our 77-airport directory

  • Guest policy not published
  • Enroll through the card issuer before your first visit

Primary cardholder rules, checked against the issuer's pages on 2026-10-10. Authorized users can differ — the checker handles that.

See which lounges this card gets you into

Full review

Points are worth 1 cent each for travel, gift cards or cash; 1.25 cents on airfare through the Air Savings Program. No foreign transaction fees. Visa Infinite concierge and travel protections.

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.