Lounge access rules change often — confirm in the lounge's app or the card's benefits page before you fly.
Which credit cards include Priority Pass? In October 2026 the main ones are the Amex Platinum and Business Platinum ($895), the Chase Sapphire Reserve and Sapphire Reserve for Business ($795), the Citi Strata Elite ($595), and the Capital One Venture X and Venture X Business ($395). All of them give you a Priority Pass Select membership that covers lounges only, not restaurants. The real differences are the annual fee and what your guests pay.
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Quick answer
- Best credit card for Priority Pass if you fly solo: Capital One Venture X ($395), the cheapest card with Priority Pass Select plus its own lounges.
- Best if you bring guests: Chase Sapphire Reserve or Citi Strata Elite, both with two free Priority Pass guests per visit.
- Best for business owners: Venture X Business ($395), which kept two free Priority Pass guests when the personal card dropped them.
- Most lounges overall: Amex Platinum, where Priority Pass is one layer on top of Centurion Lounges and Delta Sky Club visits.
- Restaurants: none of these cards include Priority Pass restaurant credits.
Every card with Priority Pass Select (October 2026)
| Card | Annual fee | Priority Pass guests | Notes |
|---|---|---|---|
| Amex Platinum | $895 | 2 free | Plus Centurion, Sky Club on Delta |
| Amex Business Platinum | $895 | 2 free | Same lounge collection |
| Chase Sapphire Reserve | $795 | 2 free, then $27 | Also opens Sapphire Lounges |
| Sapphire Reserve for Business | $795 | 2 free | Primary only, not employee cards |
| Citi Strata Elite | $595 | 2 free | Authorized users get their own |
| Capital One Venture X | $395 | $35 each | Authorized users: $125/yr add-on |
| Capital One Venture X Business | $395 | 2 free | Also opens Capital One Lounges |
Other cards that include it
- Amex Platinum for Charles Schwab and for Morgan Stanley ($895): versions of the Platinum sold to those firms' clients, with the same Global Lounge Collection, Priority Pass included.
- J.P. Morgan Reserve and the Ritz-Carlton card: Chase cards with the same Priority Pass as the Sapphire Reserve. J.P. Morgan Reserve is for J.P. Morgan clients, and the Ritz-Carlton card is closed to new applicants. The Ritz-Carlton card's unlimited guests were cut to two free, then $27, on Jan. 15, 2026.
- Marriott Bonvoy Brilliant ($650): includes Priority Pass Select after enrollment. Reviews describe two guests per visit; check Amex's current terms.
- Bank of America Premium Rewards Elite ($550): up to four Priority Pass Select memberships, according to Bank of America. Its page doesn't spell out guest or restaurant rules.
Cards that don't include it
The Chase Sapphire Preferred, Amex Gold, Capital One Venture Rewards, the Delta, United, American and Atmos (Alaska) cards don't include Priority Pass. AwardWallet reports that the Hilton Amex cards lost Priority Pass in 2024. Airline cards give you that airline's own club instead, which Priority Pass doesn't cover. See Delta Sky Club access, Admirals Club access and United Club access.
Guest rules, card by card
Guests are where these memberships really differ.
- Amex Platinum and Business Platinum: two guests free per visit at Priority Pass lounges. That's more generous than Amex's own Centurion Lounges, where guests have cost $50 per adult since July 8, 2026.
- Sapphire Reserve: two guests free, then $27 each. The same allowance applies at Chase Sapphire Lounges, so a couple never pays for lounge access with this card.
- Citi Strata Elite: two guests free, and authorized users get their own Priority Pass memberships. You can also show the Strata Elite card at the desk instead of a Priority Pass card.
- Venture X: since Feb. 1, 2026, personal Venture X cardholders pay $35 per Priority Pass guest, and authorized users only get access with a $125-a-year add-on. A couple flying together pays $35 every visit.
- Venture X Business: still two free Priority Pass guests per visit.
Children usually count as guests at Priority Pass lounges, so check each lounge's listing in the app before you bring a family.
Why restaurants aren't included
Priority Pass still lists airport restaurants that used to give members a fixed credit toward the bill. None of the cards above cover them: Capital One removed restaurants, spas and nap pods on Jan. 1, 2023; the Platinum, Sapphire Reserve and Strata Elite memberships are lounges only. That matters at airports with no real Priority Pass lounge, such as Denver, LaGuardia, Newark, Philadelphia and Salt Lake City, where Priority Pass offers only spas, sleep suites or a restaurant. Plan on your card's own lounges there. Our Priority Pass USA guide lists which big US airports have real Priority Pass lounges.
What Priority Pass doesn't get you into
- Chase Sapphire Lounges: since Aug. 15, 2026, only Priority Pass memberships issued by eligible Chase cards work there. Amex, Capital One and Citi members lost access, including the old free visit a year.
- Centurion Lounges and Capital One Lounges: not in Priority Pass at all. You need the issuer's card.
- US airline clubs: Delta Sky Clubs, Admirals Clubs and United Clubs aren't part of Priority Pass.
How to enroll
- Activate it through your card issuer, not prioritypass.com. Each issuer has an enrollment page in its benefits section or app (Amex benefits, Chase's card benefits, Capital One's account benefits, Citi's card benefits). Buying a membership directly from Priority Pass costs extra and doesn't link to your card's guest rules.
- Wait for your membership number, then download the Priority Pass app and add the digital membership card.
- Check each lounge's page in the app for hours, guest rules and capacity notes before you walk over. Lounges can turn Priority Pass members away when they're full, and some limit entry at peak times.
- Enroll authorized users separately where the card allows it (Strata Elite, Sapphire Reserve), or pay the add-on (Venture X).
If you cancel the card, the Priority Pass membership ends with it.
Which card is best for Priority Pass?
- You travel alone: the Venture X. At $395, with a $300 travel credit for Capital One Travel bookings and 10,000 anniversary miles, it's the cheapest way to get Priority Pass Select plus the Capital One Lounges. Guest fees don't affect you.
- You travel with a partner or kids: the Sapphire Reserve if your home airport has a Sapphire Lounge (BOS, DFW, LGA, LAS, PHL, PHX or SAN; JFK's is currently on limited operations), otherwise the Strata Elite, which costs $200 less and adds four Admirals Club passes a year.
- You run a business: the Venture X Business keeps two free guests for the same $395.
- You want one card for every kind of lounge: the Amex Platinum. See best credit cards for airport lounge access and Priority Pass vs Centurion.
FAQ
Which credit cards come with Priority Pass Select? The Amex Platinum and Business Platinum, Chase Sapphire Reserve and Sapphire Reserve for Business, Citi Strata Elite, Capital One Venture X and Venture X Business, plus a few others like the Marriott Bonvoy Brilliant and Bank of America Premium Rewards Elite.
What is the cheapest credit card with Priority Pass? The Capital One Venture X and Venture X Business, both $395. The business version keeps two free guests; the personal card charges $35 per guest.
Does the Chase Sapphire Preferred include Priority Pass? No. Only the Sapphire Reserve family of cards includes Priority Pass and Sapphire Lounge access.
Can I use my card's Priority Pass at restaurants? Not with the Platinum, Sapphire Reserve, Venture X or Strata Elite. Their memberships cover lounges only.
Do authorized users get Priority Pass? It depends on the card. Strata Elite authorized users get their own membership; Venture X authorized users need a $125-a-year add-on. Check your issuer's terms for the others.
Related guides
- Priority Pass lounges in the USA
- Priority Pass vs Centurion Lounge
- Best credit cards for airport lounge access
- Airport lounges: how they work and how to get in
- Capital One Venture X guide
- Citi Strata Elite guide
Lounge access rules, guest policies and locations change. Always confirm current details with the airline, lounge operator or card issuer before you travel.
