Bilt Rewards

Cards that earn Bilt Rewards

• Bilt Palladium Card — $495 annual fee
• Bilt Obsidian Card — $95 annual fee
• Bilt Blue Card — no annual fee

Transfer partners

Work out exactly what your Bilt Rewards become at each partner →

Ratios are checked against the issuer's transfer page; some cards get a different ratio. Check before you move points — transfers can’t be undone.

Where Bilt Rewards can take you

• How to Fly to India With Points & Miles (Business & First Class)
• How to Fly to Europe With Points & Miles (Cheapest Business Class)
• How to Fly to the Middle East With Points & Miles
• How to Fly to Asia With Points & Miles (Japan, Hong Kong, Singapore & More)
• How to Fly to Australia & the South Pacific With Points & Miles
• How to Fly to Hawaii, Mexico & the Caribbean With Points

Award guides for programs Bilt Rewards transfer to

• Fly Star Alliance Business to Europe for 60,000 Aeroplan Points — Here's How
• Fly Air France Business to Paris with Flying Blue Miles — 60,000 Standard, 45,000 on Promo
• Stay at Alila Ventana Big Sur for 40,000 Hyatt Points a Night — Here's How
• Fly ANA First Class to Tokyo for 145,000 Virgin Points Round-Trip — Here's How
• Fly Cathay Pacific First Class to Hong Kong for 110,000 Asia Miles — Here's How
• Stay at the Conrad Maldives for 120,000 Hilton Points a Night (5th Night Free) — Here's How
• Fly Emirates First Class (Shower Spa) to Dubai for 188,000 Skywards Miles — Here's How
• Fly the Etihad First Class Apartment for 110,000 Guest Miles — Here's How
• InterContinental Overwater Villas From 70,000 IHG Points a Night — a Rare Low Worth Hunting (4th Night Free)
• Fly JetBlue Mint to the Caribbean for 45,000 TrueBlue Points — Here's How
• Lufthansa First Class for ~120,000 Avianca LifeMiles — Unbookable Since June 2026
• Lufthansa First Class for 154,000 United Miles — Partner Space Paused Since June 2026
• I Flew Qatar Airways Qsuite From Dallas to Hyderabad for 80,000 Points — Here's Exactly How
• Stay at the St. Regis Maldives for 100,000 Bonvoy Points a Night — Here's How
• Fly United to Hawaii With Turkish Miles: Now 40,000 in Business (Was 15,000)
• Wyndham Villas for 30,000 Points a Night: Why the Deal Ended and What's Left
• Use Accor Points at a Fairmont: How the Fixed 2¢ Value Works
• Avios Guide: British Airways, Iberia, Aer Lingus & Qatar
• World of Hyatt Guide: Why Its Points Are the Best in Hotels
• The Southwest Companion Pass: Fly a Companion Free for Two Years — Here's How

Card guides and comparisons

• Bilt Rewards Guide: Earn Points on Rent With No Fee
• Bilt Rewards Guide: Earn Points on Rent With No Fee
• Bilt Rewards Guide: Earn Points on Rent With No Fee
• Bilt Blue Card vs Chase Sapphire Preferred