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IHG One Rewards Credit Card

IHG One Rewards Credit Card

Chase · Mastercard · 4.0

Earn 125,000 Bonus Points after you spend $2,000 on purchases in the first 3 months, plus 10,000 bonus points for adding an authorized user in the first 3 months (limited-time offer ends 18 November 2026)

KritScore68Fair≈ $750 value↗ Highest offer we’ve seen
Offer last updated Oct 4, 2026 · Issuer’s offer terms ↗
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Rewards
5x IHG hotels · 3x dining, gas stations & grocery stores · 3x utilities, internet/cable/phone & select streaming (through 2026-12-31, then 2x) · 2x everything else
Annual Fee
$0
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
19.49%–27.99% variable
Credit Needed
Good

📖 Read the full guide: IHG One Rewards Premier Card Guide

See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.

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Perks

  • IHG Silver Elite status
  • 5 Elite Night Credits a year
  • Gold Elite status after $15,000 spend a year
  • 10,000 bonus points after $15,000 spend a year
  • 30% off points purchases
  • No foreign transaction fees

Full review

Earn IHG One Rewards points on every purchase up to 17X total points per $1 spent when you stay at IHG® Hotels and Resorts.*

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.