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American Express Gold Card vs American Express Green Card

The short answer

  • The American Express Gold Card costs $175 more a year than the American Express Green Card.
  • At our point valuations the American Express Gold Card earns more on dining, groceries.
  • The American Express Gold Card has the bigger welcome offer: about $2,000 in value vs $800 for the American Express Green Card.

Side by side

American Express Gold CardAmerican Express Green Card
Annual fee$325$150
Welcome offer100,000 after $8,000 in 6 months (≈ $2,000)40,000 after $3,000 in 6 months (≈ $800)
Earns on dining4x (≈ 8%)3x (≈ 6%)
Earns on groceries4x (≈ 8%)1x (≈ 2%)
Earns on travel3x (≈ 6%)3x (≈ 6%)
Earns on gas1x (≈ 2%)1x (≈ 2%)
Earns on everything else1x (≈ 2%)1x (≈ 2%)
RewardsAmex Membership RewardsAmex Membership Rewards
NetworkAmexAmex
KritScore73—
Highlights4x dining & U.S. supermarkets · Full Membership Rewards transfers · $100 property credit on 2-night THC stays · Hertz Five Star status · No foreign transaction fees3x travel and dining · Full MR transfer partners · Cheapest Amex MR entry with transfers

“≈ %” is the earn rate times our point valuation (cash-back cards at one cent). Bonus categories can be limited or capped, and offers change — check each issuer’s current terms.

Is the American Express Gold Card better than the American Express Green Card?

The American Express Gold Card costs $175 more a year than the American Express Green Card. At our point valuations the American Express Gold Card earns more on dining, groceries. The American Express Gold Card has the bigger welcome offer: about $2,000 in value vs $800 for the American Express Green Card.

What is the annual fee on the American Express Gold Card and the American Express Green Card?

The American Express Gold Card: $325 a year. The American Express Green Card: $150 a year.

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