Hilton Honors Surpass American Express
American Express · Amex · ★ 4.0
130,000 Hilton Honors Bonus Points plus a Free Night Reward after $3,000 in purchases in the first 6 months (offer runs 10 September 2026 – 13 January 2027)
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12X Points on Hotels & Resorts, 6X Points on Dining, 6X Points on Groceries, 6X Points on Gas, 4X Points on U.S. Online, 3X Points For Each Dollar
Annual Fee
$150
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
19.49% to 28.49%
Credit Needed
Good
Full review
Hilton Honors™ Gold Status, $200 Hilton Credit, Complimentary National Car Rental® Emerald Club Executive® Status
Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.