Hilton Honors Surpass American Express
American ExpressAmex4.0
Welcome offer
130,000 Hilton Honors Bonus Points plus a Free Night Reward after $3,000 in purchases in the first 6 months (offer runs 10 September 2026 – 13 January 2027)
≈ $650 value
- Annual fee
- $150
- Credit needed
- Good
- Regular APR
- 19.74%–28.74% variable
How it earns
- 12xHilton hotels & resorts
- 6xU.S. restaurants
- 6xU.S. supermarkets
- 6xU.S. gas stations
- 4xU.S. online retail
- 3xeverything else
Perks
- Hilton Honors Gold status
- Diamond status after $40,000 spend a year
- $200 Hilton credit ($50 a quarter)
- Free Night Reward after $15,000 spend a year
- National Emerald Club Executive status
- No foreign transaction fees
Full review
Hilton Honors™ Gold Status, $200 Hilton Credit, Complimentary National Car Rental® Emerald Club Executive® Status
Hilton Honors Surpass American Express
Apply nowAdvertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.