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IHG One Rewards Premier

IHG One Rewards Premier

Chase · Mastercard · 4.0

Earn 180,000 Bonus Points after you spend $3,000 on purchases in the first 3 months, plus 10,000 bonus points for adding an authorized user in the first 3 months (limited-time offer ends 18 November 2026)

KritScore63Fair≈ $1,080 value↗ Highest offer we’ve seen
Offer last updated Oct 4, 2026 · Issuer’s offer terms ↗
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Rewards
10x IHG hotels · 5x flights booked direct, car rentals, dining, grocery stores & gas stations · 3x everything else
Annual Fee
$150
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
19.49%–27.99% variable
Credit Needed
Good

📖 Read the full guide: IHG One Rewards Premier Card Guide

See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.

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Perks

  • Anniversary free night (up to 50,000 points)
  • IHG Gold Elite status
  • 15 Elite Night Credits a year
  • $100 food and beverage credit ($25 a quarter)
  • $100 airline credit
  • Global Entry / TSA PreCheck credit
  • 4th reward night free
  • No foreign transaction fees

Full review

Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.*Opens offer details overlay That's up to 4 Nights at 4,700+ out of all IHG Hotels and Resorts' properties globally.*Opens offer details overlay Plus, earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.*Opens offer details overlay This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.

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Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.