United Club℠ Business Card
Chase · Visa · 4.0 Earn 90,000 bonus miles + 2,000 Premier qualifying points after you spend $5,000 on purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months (up to 100,000 miles total).
📖 Read the full guide: United Club Access: Card, Membership, Passes & Polaris
See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.
Where these points can take you
Similar cards
- Delta SkyMiles Reserve American Express
- JetBlue Premier Card
- Atmos Rewards Summit Visa Infinite
- Delta SkyMiles Platinum American Express
Compare the United Club℠ Business Card with these side by side →
Perks
- United Club membership for you and a guest ($750+ value)
- Free first and second checked bags for you + 1 companion
- Premier Access priority check-in, security, boarding & baggage
- 1 PQP per $15 spent (up to 28,000 PQP/yr)
- Over $925/yr in partner credits: $200 Renowned Hotels, $150 rideshare, $100 Avis/Budget, $240 Instacart, $200 JSX, $50 FareLock
- 2 global Economy Plus upgrades after $40,000 spend
- 5,000-mile better-together bonus with a personal United card
- Employee cards at no additional cost
- No foreign transaction fees
Lounge access
United Club membership · 50 in our 77-airport directory
- 1 free guest; children under 18 free; max 1
- Same-day United or Star Alliance flight
Primary cardholder rules, checked against the issuer's pages on 2026-10-11. Authorized users can differ — the checker handles that.
See which lounges this card gets you intoFull review
United's top business card for owners who fly United enough to use lounge access and two free checked bags. More than $925 a year in partner credits and up to 28,000 PQP toward Premier status help justify the $695 fee.
Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.