Citi Strata Premier
Citi · Mastercard · 4.5 Earn 60,000 ThankYou Points after $4,000 in purchases in the first 3 months
≈ $1,080 value
Offer last updated Sep 17, 2026 · Issuer’s offer terms ↗
Apply now ›Rewards
10x hotels, car rentals & attractions via Citi Travel · 3x air travel & other hotel purchases · 3x restaurants · 3x supermarkets · 3x gas & EV charging stations · 1x everything else
Annual Fee
$95
Purchase Intro APR
—
Balance Transfer APR
—
Regular APR
20.24%–28.24% variable
Credit Needed
Good
📖 Read the full guide: Citi Strata Premier Guide: Earning, Transfers & Best Uses
See whether this is your next card in Points Path, or add it to your Rewards Wallet to track its perks.
Where these points can take you
- How to Fly to India With Points & Miles (Business & First Class)
- How to Fly to Europe With Points & Miles (Cheapest Business Class)
- How to Fly to the Middle East With Points & Miles
- How to Fly to Asia With Points & Miles (Japan, Hong Kong, Singapore & More)
- How to Fly to Australia & the South Pacific With Points & Miles
- How to Fly to Hawaii, Mexico & the Caribbean With Points
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Perks
- $100 off a $500+ hotel stay via Citi Travel
- Airline and hotel transfer partners
- No foreign transaction fee
- Trip delay and cancellation protection
Advertiser disclosure: we may be compensated when you apply through links on this page. Terms apply — see the issuer’s Rates & Fees. Transfer ratios can change; verify with the issuer before transferring.