What is the best credit card for cash back?
On our ranking it is the Chase Freedom Unlimited: 1.5x on every purchase, about 1.5% back at our valuation of 1 cents per point, with a $0 annual fee.
How are these cards ranked?
By the approximate percentage you earn back in this category: the card’s earn rate multiplied by our editorial value for its points (cash-back cards at one cent per point). KritScore breaks ties.
Bonus categories can be limited (for example to bookings through the issuer’s travel portal, or capped per year), and offers change. Check each card’s current terms with the issuer before applying.
More rankings
Best for dining · Best for groceries · Best for travel · Best for gas · Best for everyday spending · Best for no annual fee · Best for sign-up bonuses · Best for small business · Best for hotel stays · Best for airline miles