← All credit cards
Best credit cards for sign-up bonuses (October 2026)
The largest welcome offers, by their value at our point valuations. How we value points
- The Platinum Card from American Express
$895 annual fee · Welcome offer worth about $3,500 · Earns Amex Membership Rewards · KritScore 73
- Chase Sapphire Reserve
$795 annual fee · Welcome offer worth about $2,000 · Earns Chase Ultimate Rewards · KritScore 68
- American Express Gold Card
$325 annual fee · Welcome offer worth about $2,000 · Earns Amex Membership Rewards · KritScore 73
- Chase Sapphire Preferred
$95 annual fee · Welcome offer worth about $1,500 · Earns Chase Ultimate Rewards · KritScore 84
- Capital One Venture X
$395 annual fee · Welcome offer worth about $1,388 · Earns Capital One miles · KritScore 65
- Capital One Venture Rewards
$95 annual fee · Welcome offer worth about $1,388 · Earns Capital One miles · KritScore 60
- Citi / AAdvantage Platinum Select
$99 annual fee · Welcome offer worth about $1,320 · Earns American AAdvantage · KritScore 69
What is the best credit card for sign-up bonuses?
On our ranking it is the The Platinum Card from American Express, with a KritScore of 73 and a $895 annual fee.
How are these cards ranked?
By the value of the welcome offer at our point valuations.
Bonus categories can be limited (for example to bookings through the issuer’s travel portal, or capped per year), and offers change. Check each card’s current terms with the issuer before applying.
More rankings
Best for dining · Best for groceries · Best for travel · Best for gas · Best for everyday spending · Best for no annual fee · Best for cash back · Best for small business · Best for hotel stays · Best for airline miles