Lounge access rules change often — confirm in the lounge's app or the card's benefits page before you fly.
Orlando is one of the busiest leisure airports in the country, with Southwest the biggest airline, but MCO lounge access is modest: no Centurion Lounge MCO, no Chase Sapphire Lounge and no Capital One Lounge. The best credit card for Orlando flyers is usually whichever one carries Priority Pass, because Priority Pass MCO covers the two Club MCO lounges and the Plaza Premium Lounge in Terminal C.
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Quick answer
- Best overall for MCO lounge access: Amex Platinum — includes Priority Pass (both Club MCO lounges and Plaza Premium) plus the Delta Sky Club on Delta flights. There's no Centurion Lounge at MCO.
- Best value for Priority Pass: Capital One Venture X — $395 gets the same three Priority Pass lounges; guests now pay $35 each.
- Best for families: Chase Sapphire Reserve — Priority Pass with two free guests. There's no Sapphire Lounge here.
- Best for frequent Delta flyers: Delta SkyMiles Reserve with Sky Club access in Airside 4
- Best for frequent American flyers: Citi AAdvantage Executive with Admirals Club access in Airside 3 — see our Citi AAdvantage guide
Airport snapshot
MCO has two terminal complexes. The original main terminal (Terminals A and B) feeds four satellite airsides by tram, and the newer Terminal C sits on its own to the south. Delta, American and United each have one club in Terminal B's airsides. Priority Pass has a Club MCO in Airside 1 and Airside 4 and the Plaza Premium in Terminal C. Southwest, the other low-cost carriers and most leisure flights don't come with a lounge, so a card with Priority Pass matters more here than at a hub.
Where to go by terminal
| Terminal | Airlines | Lounges there |
|---|---|---|
| A – Airside 1 (gates 1–29) | Domestic & low-cost carriers | The Club MCO |
| A – Airside 2 (gates 100–129) | Domestic & low-cost carriers | None |
| B – Airside 3 (gates 30–59) | American, United, others | Admirals Club, United Club |
| B – Airside 4 (gates 70–99) | Delta, others | Delta Sky Club, The Club MCO |
| C (gates 230+) | JetBlue, most long-haul international | Plaza Premium Lounge |
Each airside sits behind its own tram after security, and you can't move between airsides or over to Terminal C without leaving and re-screening. Use the lounge in the airside your gate is in; your gate number tells you which.
Orlando Sanford (SFB): Allegiant's Orlando-area airport has only the small Royal Palm Lounge in the international departure area of Terminal A, listed in Amex's lounge finder as space-available. It isn't in Priority Pass's US directory, so don't plan around it.
Lounges at MCO
Plaza Premium Lounge MCO (Terminal C)
- Location: Terminal C, second level overlooking Palm Court, near gate 240. About 10,000 square feet with showers and a quiet zone.
- Access: Priority Pass (2-hour stay limit for Priority Pass members), Amex Platinum and Business Platinum (Amex lists it in its lounge network), or a paid pass from about $62. Capital One ended its direct Plaza Premium partnership in March 2025, so Venture X holders now get in through Priority Pass.
- Guest policy: Set by your access method. Priority Pass guests follow your card's Priority Pass rules.
- Best for: JetBlue and international travelers. It's the best lounge at MCO, but only if you fly from Terminal C.
The Club MCO (Airside 1 and Airside 4)
- Location: Airside 1 (gates 1–29) and Airside 4 (gates 70–99, near gate 91). The Airside 4 club has showers.
- Access: Priority Pass, or a day pass of about $50–$55 on any airline, booked at least 6 hours ahead. Entry is up to 3 hours before departure.
- Guest policy: Priority Pass guests follow your card's rules; extra guests can buy passes.
- Best for: Anyone in those two airsides, whatever airline.
Delta Sky Club MCO
- Location: Terminal B, Airside 4, near gate 71.
- Access: Same-day Delta flight. Delta SkyMiles Reserve (15 visits a year), Amex Platinum and Business Platinum (10 visits a year; unlimited after $75,000 in annual spend), Sky Club members, Delta One passengers and eligible Medallion members. Delta doesn't sell day passes.
- Guest policy: $50 per guest, up to two; Reserve cardholders get four free guest passes a year.
- Best for: Delta flyers.
Admirals Club MCO
- Location: Terminal B, Airside 3, across from gate 55.
- Access: Admirals Club members (including Citi AAdvantage Executive cardholders), eligible AA elites on international itineraries, premium-cabin international passengers and $79 day passes (or 7,900 miles). Same-day American or oneworld boarding pass required.
- Guest policy: Members can bring immediate family or up to two guests.
- Best for: American flyers.
United Club MCO
- Location: Terminal B, Airside 3, near gate 43, one level up.
- Access: United Club members and United Club card holders with a same-day United or Star Alliance boarding pass, Star Alliance Gold, or a $59 day pass when space allows.
- Guest policy: United Club card membership includes one adult guest plus dependents.
- Best for: United flyers.
Priority Pass at MCO
- The Club MCO — Airside 1. Real lounge.
- The Club MCO — Airside 4. Real lounge.
- Plaza Premium Lounge — Terminal C. Real lounge, 2-hour limit.
- XpresSpa — Airside 3. Spa experience, not a lounge.
- Access: Priority Pass Select from Amex Platinum, Sapphire Reserve, Venture X or Citi Strata Elite covers all three lounges. No Priority Pass restaurants are listed at MCO.
Best credit cards for MCO
| Card | Annual fee | Lounges you get at MCO | Guests | Best if you… |
|---|---|---|---|---|
| Amex Platinum | $895 | Priority Pass (3), Plaza Premium, Sky Club on Delta | 2 free in PP | Want every option |
| Chase Sapphire Reserve | $795 | Priority Pass (3) | 2 free | Fly as a family |
| Capital One Venture X | $395 | Priority Pass (3) | $35 each | Travel solo |
| Citi Strata Elite | $595 | Priority Pass (3) + 4 Admirals passes/yr | 2 free in PP | Fly American sometimes |
| Delta SkyMiles Reserve | $650 | Sky Club (15 visits) | $50 each; 4 free passes | Fly Delta |
| Citi AAdvantage Executive | $695 | Admirals Club | Family or 2 | Fly American often |
Citi raised the AAdvantage Executive fee to $695 for new accounts from August 23, 2026.
Recommended strategy
- If you fly Southwest or another low-cost airline from MCO: Any Priority Pass card. Venture X is the cheapest way in; Sapphire Reserve is better if you're bringing two people, since Venture X charges $35 per guest.
- If you fly Delta often from MCO: Delta SkyMiles Reserve, or Amex Platinum if you'd also use Priority Pass and Centurion Lounges elsewhere.
- If you want one card that covers the most lounges: Amex Platinum, though at MCO its edge over Venture X is only the Sky Club. Without a Centurion here, the $500 fee gap is hard to justify for Orlando alone.
- If you fly JetBlue or international from Terminal C: Any Priority Pass card gets you into Plaza Premium; watch the 2-hour limit.
No card? Day passes & other options
The Club MCO sells day passes online (about $50–$55, booked 6+ hours ahead), Plaza Premium sells passes from about $62, the Admirals Club sells $79 passes on American or oneworld tickets, and the United Club sells $59 passes when space allows. Delta doesn't sell Sky Club day passes.
FAQ
Is there a Centurion Lounge at MCO? No. There's no Centurion Lounge at MCO and none has been announced. Platinum cardholders use Priority Pass lounges, the Terminal C Plaza Premium and, on Delta flights, the Sky Club.
Does Priority Pass work at MCO? Yes. Priority Pass MCO covers The Club MCO in Airside 1 and Airside 4 and the Plaza Premium Lounge in Terminal C, plus XpresSpa in Airside 3. There are no Priority Pass restaurants listed.
Can I use a lounge in a different airside at Orlando? Not without leaving security. Each airside is reached by its own tram, and Terminal C is a separate building, so pick a lounge in your own airside.
Amex Platinum vs Sapphire Reserve vs Venture X: which is best at MCO? All three get the same three Priority Pass lounges. Platinum adds the Sky Club on Delta flights. Sapphire Reserve is best for families, with two free Priority Pass guests. Venture X costs $395 but charges $35 per Priority Pass guest. For MCO alone, Venture X (solo) or Sapphire Reserve (groups) beats Platinum on value.
Related guides
- Best credit cards for airport lounge access
- Priority Pass lounges in the USA
- Delta Sky Club access
- Tampa (TPA) airport lounges
- Fort Lauderdale (FLL) airport lounges
- Capital One Venture X guide
Lounge access rules, guest policies and locations change. Always confirm current details with the airline, lounge operator or card issuer before you travel.
