Lounge access rules change often — confirm in the lounge's app or the card's benefits page before you fly.
LaGuardia is New York's domestic airport: Delta runs Terminal C, while American, United, JetBlue, Southwest and Air Canada share the rebuilt Terminal B. The best credit card for New York flyers using LGA is the one matching your terminal, because the Centurion Lounge LGA, the Chase Sapphire Lounge and the Capital One Landing are all in Terminal B.
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Quick answer
- Best overall for LGA lounge access: Amex Platinum — includes the Centurion Lounge LGA (Terminal B) and Delta Sky Club visits (Terminal C)
- Best for the Chase Sapphire Lounge: Chase Sapphire Reserve — Terminal B, named the world's best independent lounge by Skytrax in 2026, two free guests
- Best value for Capital One Landing: Capital One Venture X — a smaller, food-focused space in Terminal B
- Best for frequent Delta flyers: Delta SkyMiles Reserve with Delta Sky Club access (15 visits a year)
- Priority Pass LGA: there are no Priority Pass lounges at LaGuardia, only a spa and Minute Suites Express.
Airport snapshot
LGA has three terminals. Terminal A (the small Marine Air Terminal) has no lounges. Terminal B, the largest, holds American, United, JetBlue, Southwest and Air Canada plus every bank lounge. Terminal C is Delta's, with its own Sky Club. The terminals are not connected airside, so a Delta flyer cannot walk to the Centurion Lounge, and a Terminal B flyer cannot reach the Sky Club. JFK and Newark are the alternatives for long-haul flights.
Where to go by terminal
| Terminal | Airlines | Lounges there |
|---|---|---|
| Terminal A (Marine Air) | None scheduled since Spirit left in May 2026 | None |
| Terminal B | American, United, JetBlue, Southwest, Air Canada | Sapphire, Centurion, Capital One Landing, Admirals Club, United Club, Maple Leaf |
| Terminal C | Delta | Delta Sky Club |
LGA's terminals are not connected after security, so you can only use the lounges in the terminal you fly from.
Also in New York: flying long-haul from JFK or United from Newark? See our JFK and EWR guides.
Lounges at LGA
Chase Sapphire Lounge LGA (Terminal B)
- Location: Terminal B, on the bridge before gates 40–59, next to the Centurion Lounge. About 21,800 square feet on two levels.
- Access: Chase Sapphire Reserve, Sapphire Reserve for Business, J.P. Morgan Reserve and Ritz-Carlton cardholders, on any airline, within 3 hours of departure (5 hours on a connection).
- Guest policy: Two free guests per visit, then $27 each. Since August 15, 2026, Sapphire Lounges are no longer in Priority Pass, so other cards' Priority Pass memberships do not work.
- Best for: Anyone in Terminal B, especially with companions.
Centurion Lounge LGA (Terminal B)
- Location: Terminal B, between the concourses, beside the Sapphire Lounge.
- Access: Amex Platinum, Business Platinum and Centurion cards, same-day boarding pass on any airline, within 3 hours of departure. Delta Reserve cards qualify only when flying Delta, which at LGA means Terminal C, so it rarely helps.
- Guest policy: $50 per adult, $30 per child 2–17; two free guests after $75,000 a year in Platinum spending. Since July 8, 2026, guests must be on your flight.
- Best for: Platinum holders flying American, United, JetBlue or Southwest.
- Crowds: When it hits capacity, Amex runs a digital waitlist in the Amex app, which also shows how busy the lounge is; check before you walk over.
Capital One Landing (Terminal B)
- Location: Terminal B, on the bridge to gates 11–31.
- Access: Venture X cardholders free; Venture cardholders $45; anyone else $90. Within 3 hours of departure, no arrival visits. It is a dining-focused Landing, not a full lounge.
- Guest policy: $45 per adult and $25 per child, unless you've hit $75,000 in calendar-year spend on the card (then one free guest at Landings — per Capital One's terms this lasts the rest of that year and all of the next).
- Best for: A quick meal before a Terminal B flight.
Delta Sky Club (Terminal C)
- Location: Terminal C, after security. Upgraded Points calls it the largest Sky Club in Delta's network.
- Access: Sky Club members, Medallion elites under Delta's rules, Delta One passengers, Delta Reserve (15 visits a year), Amex Platinum and Business Platinum (10 visits a year). $75,000 in annual card spending unlocks unlimited visits. Basic economy does not qualify.
- Guest policy: $50 per guest; Delta Reserve includes four guest passes a year.
- Best for: Delta flyers. It is the only lounge in Terminal C.
Airline clubs in Terminal B
- Location: Admirals Club on the western concourse near gates 30–31; United Club and Air Canada Maple Leaf Lounge on the eastern concourse.
- Access: Admirals Club via membership, Citi AAdvantage Executive, Citi Strata Elite passes or a $79 day pass on a same-day American or Oneworld flight. United Club via membership, the United Club card, Explorer card passes or a $59 day pass.
- Guest policy: Citi AAdvantage Executive: two guests or immediate family. United Club card: one adult guest plus children under 18 (two adults once All Access is unlocked).
- Best for: American and United loyalists.
Priority Pass at LGA
- Be Relax Spa (Terminal B): experience, not a lounge; one treatment, only on memberships that include spa access.
- Minute Suites Express (Terminal B, Bowery Bay shops): one-hour private suite, booked on arrival, subject to availability.
- Access: No Priority Pass lounge exists at LGA. A Priority Pass card is close to useless here unless it is a Sapphire Reserve (for the Sapphire Lounge itself).
Best credit cards for LGA
| Card | Annual fee | Lounges you get at LGA | Guests | Best if you… |
|---|---|---|---|---|
| Chase Sapphire Reserve | $795 | Sapphire Lounge (B) | 2 free, then $27 | Fly from B with companions |
| Amex Platinum | $895 | Centurion (B), Sky Club (C, 10 visits/yr) | $50 each | Use both terminals |
| Delta SkyMiles Reserve | $650 | Sky Club (C, 15 visits/yr) | $50 each; 4 passes/yr | Fly Delta |
| Capital One Venture X | $395 | Capital One Landing (B) | $45 each unless $75k spend | Want a meal for the lowest fee |
| Citi AAdvantage Executive | $695 (new accounts) | Admirals Club (B) | 2 guests or immediate family | Fly American |
Recommended strategy
- If you fly Delta often from LGA: Delta Reserve. Bank lounges in Terminal B are out of reach from Terminal C.
- If you want one card that covers the best lounges: Amex Platinum, since it reaches both the Centurion Lounge and the Sky Club.
- If you fly American, United or JetBlue and travel with family: Sapphire Reserve, for two free guests at a top-rated lounge.
- If you want strong lounges at a lower cost: Venture X, accepting that the Landing is smaller than a full Capital One Lounge.
No card? Day passes & other options
The Capital One Landing sells $90 passes, the Admirals Club $79 passes and the United Club $59 passes, all subject to capacity.
FAQ
Is there a Centurion Lounge at LaGuardia? Yes, in Terminal B between the concourses, next to the Chase Sapphire Lounge. Delta flyers in Terminal C cannot reach it airside.
Does Priority Pass work at LGA? Barely. There are no Priority Pass lounges, only Be Relax Spa and Minute Suites Express in Terminal B. The Chase Sapphire Lounge left Priority Pass on August 15, 2026.
Can I use the Chase Sapphire Lounge if I'm flying Delta? Not easily. Delta flies from Terminal C, and the Sapphire Lounge is in Terminal B with no airside link.
Amex Platinum vs Sapphire Reserve vs Venture X: which is best at LGA? In Terminal B, the Sapphire Reserve edges out the Platinum because guests are free and the lounge is larger; the Platinum is better if you also fly Delta, since it adds Sky Club visits in Terminal C. Venture X gets you into the Capital One Landing, a good meal stop but not a full lounge.
Related guides
- JFK lounges
- Newark (EWR) lounges
- Chase Sapphire Lounge locations
- Best credit cards for airport lounge access
- Chase Sapphire Reserve guide
Lounge access rules, guest policies and locations change. Always confirm current details with the airline, lounge operator or card issuer before you travel.
